Last week, Reps. Pete Aguilar (D-CA-33), Juan Vargas (D-CA-52) and Sylvia Garcia (D-TX-29) introduced the Housing Stability for Dreamers Act. This bill would clarify that DACA recipients can access mortgages backed by the Federal Housing Administration (FHA), Department of Agriculture (USDA) and Department of Veterans Affairs (VA).

During the first Trump Administration, the Department of Housing and Urban Development (HUD) upended years of settled policy and began quietly denying DACA recipients federally-backed loans. This led a bicameral group of lawmakers, including Reps. Aguilar, Vargas and Garcia, to request an investigation into whether the agency violated the Administrative Procedure Act and asked the Biden Administration to clarify that DACA recipients can qualify for federally-backed mortgages. In March, the Trump Administration announced that DACA recipients would again no longer be eligible for government-backed mortgages.

According to estimates, thirty percent of DACA recipients are homeowners. DACA recipients have made over $760 million in mortgage payments and made significant economic contributions that are felt in their communities and nationwide. Yet, without congressional action, DACA recipients will no longer have access to some of the most important government programs to support wealth building and stability. 

“We need to make homeownership more accessible for everyone. Dreamers and their families contribute to our economy and communities in countless ways and should not face even more barriers to owning a home and living the American dream,” said Rep. Pete Aguilar. “I am proud to partner with Reps. Vargas and Garcia to introduce legislation that would give Dreamers the same shot at owning a home as everyone else.” 

“Dreamers and their families deserve an equal opportunity to the American Dream. That starts by ensuring they can permanently benefit from the same federal homeownership opportunities offered to all Americans,” said Rep. Juan Vargas. “This legislation is critical as the Trump Administration continues to target and discriminate against Dreamers and all immigrants.”

“Dreamers are our neighbors, our coworkers, and an essential part of our communities. They work hard, pay taxes, and contribute to our economy. For many, homeownership is the key to building stability and achieving the American dream. No one should be denied that opportunity simply because of where they were born,” said Rep. Sylvia Garcia. “As the Trump administration once again tries to strip away protections and limit access to basic programs like federally-backed home loans, this bill is about standing up for their humanity, their rights, and their future. I am proud to co-lead this bill alongside Rep. Vargas and Rep. Aguilar to eliminate systemic barriers in lending and make sure that Dreamers are treated with the dignity and respect they deserve.”

In addition to Reps. Aguilar, Vargas and Garcia, the Housing Stability for Dreamers Act is cosponsored by Reps. Yassamin Ansari (D-AZ-03), Julia Brownley (D-CA-26), Salud Carbajal (D-CA-24), Joaquin Castro (D-TX-20), Jesus “Chuy” Garcia (D-IL-04), Jimmy Gomez (D-CA-34), Robert Menendez (D-NJ-08), Eleanor Holmes Norton (D-DC-At-Large), Scott Peters (D-CA-50), Shri Thanedar (D-MI-13), Rashida Tlaib (D-MI-12) and Nydia Velázquez (D-NY-07).

Rep. Aguilar serves as Chair of the House Democratic Caucus and as a member of the House Committee on Appropriations.